Calculators to help you reach your goals

These calculators may bring you more confidence with your financial decisions.

Vehicle

New vs. used car — calculate cost of ownership

Purchase price is just one consideration. Also weigh depreciation and interest costs to determine the total cost of car ownership.

Calculate your car depreciation

Determine how your vehicle’s value can change over the time you own it by using this estimation tool.

Calculate whether to buy or lease a car

Enter the details of the purchase and lease options to help decide if buying or leasing a car is right for you.

Should I finance a car or pay cash for it?

This auto calculator could help you find out what might be the best move for you.

Tips to help decide which auto loan might be the better deal

Purchasing a car? Here's a car loan calculator to help you compare and decide which loan may be best for you.

Calculate the best choice: New car rebate or special financing

Is it the best move to go with the special dealer financing? This online tool can help you find out.

Calculate how soon to buy your next car

If you are asking yourself should I buy a new car or keep my old one? This tool can help you decide.

Homeowners

Calculate how long to pay off a Home Equity Line of Credit

You can also use different loan amounts or monthly payments to see how quickly the loan could be paid.

Budgeting

Calculate spending and see the benefits of spending less

Determine how much those savings can accrue over the years.

Are you better off paying down debt or investing?

This pay off debt or invest calculator may help you decide which is the best choice.

Calculate how to pay off debt

Fill in what you owe, interest rate and how much you can pay.

Building an emergency fund: Calculate how much to save

Saving for a rainy day, whether it’s a medical mishap or loss of income, requires regular contributions.

Calculate ways to save money by eliminating a few expenses

Want to quickly learn how to save money with your expenses?

Credit

Calculate your possible line of credit

Enter your home value and mortgage amount to see what your line of credit could be.

To consolidate debt, first calculate the loan you need

It's easier to conquer debt when you streamline multiple payments into one place.

Calculate loan and line of credit monthly payments

This online tool offers insight into the monthly amounts that will be due on your loan.

Life insurance

How much life insurance do you need?

Use our life insurance calculator to help determine the right amount for you.

Savings

Who wants to be a millionaire? Find out how long it takes

Enter your age, details about your financial plan including the current balance to see how to save a million dollars.

Find the future value of your savings with this calculator

Find out how much your savings could be in the future.

Calculate how to start saving money for your dream purchase

Use this savings calculator to help make your plan today.

Are you saving enough for college? Find out with this calculator

Help plan for future college costs with this savings calculator.

Taxes on retirement income calculator

You have a good amount saved up, but what will taxes and inflation do to your nest egg? Find out with our retirement income tax calculator.

Are your investments really paying off?

Check your investments with our handy rate of return calculator.

How to reach your retirement goals

A retirement calculator to help determine how much to save to reach a financial goal.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.

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